Level term, Increasing term, Mortage protection, Renewable trem, Convertible term, Family Income Benefit, Whole of Life, Keyman, Family Protection, Income Protection, Inheritance Tax protection, Gifts inter Vivos tax protection, Directors Share Protection, Partners Share Protection, Single Premium Life, Insurance
Level term
Increasing term
Mortgage protection
Renewable term
Convertible term
Family Income Benefit
Whole of Life
Keyman
Family Protection
Income Protection
Inheritance Tax protection
Gifts inter Vivos tax protection
Directors Share Protection
Partners Share Protection
Single Premium Life Insurance
One day cover
X days/weeks/months cover
Critical illness
Premium waiver
Indexation
Trusts

IFA Direct are Independent Financial Advisors – only an IFA can research and be certain to find the best priced policy to suit your needs.

Life insurance is available in order to protect you, your family, or your business or business colleagues. It can be specific to cover a particular period of time from as little as one day to 30 years, or even more. Or it can be a policy which can be designed to last for the whole of your life.

Why do you need life insurance? You may have a debt such as a mortgage that you want to cover, or you may want to ensure that your dependants receive either a lump sum which they can invest, or an annual income. You may need keyman insurance in order to ensure that your business survives the loss of a key employee. Or you may want to make provision for the cost of that inheritance tax bill.

Whatever your enquiry about life insurance, we'd like to hear from you. . .

For a more detailed enquiry, please click here.

You may be surprised at how little it costs !



If you would like a further description of any of the services we provide, please contact us and we will supply the information you require.
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Terms of Business

Life insurance has been a misnomer in the past - you had to be dead to create a valid claim, but these days real life insurance does exist with the availability of policies that cover critical illness, permanent disability, and income protection - and you do need to be alive to claim these, unless they were an optional extra on a combined life, critical illness and disability contract.

Do you know what you want ? In that case we can recommend the most competitive provider. Or do you want advice ? In which case we can discuss your situation, recommend the specification of policy needed and then recommend the best provider.

But you must use an independent financial adviser for this purpose - OK we are biased - but we know how much prices vary, you can save as much as 50 % of the premium merely by seeking our advice. You may have chosen the best by yourself, but do you really know that ? Even if we agree with your choice, we can probably negotiate a lower premium.

 
IFA-Life insurance-Direct is a trading name of Credenda. Credenda is regulated by the Financial Services Authority
The life insurance products above are not all regulated by the Financial Services Authority